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Master Promissory Note

Students who have not borrowed from Direct Loans before must complete a Federal Direct Loan Electronic Master Promissory Note (MPN) before loan money can be disbursed. The Electronic MPN site allows you to complete and sign both the student and parent MPN over the web using a Department of Education PIN.

The Electronic MPN can be completed at studentloans.gov. After the student completes the MPN, the results will be sent electronically to the College of Charleston and the student's account should be updated in Cougar Trail within 5 business days. If it has been longer than 5 business days, the student may wish to print a copy of the confirmation number page for personal records and submit a copy to our office.